Space limited to the first 40 registrants.

Program Details

This immersive 2.5-day training is designed to guide participants through the end-to-end process of mortgage lending, with a strong emphasis on regulatory compliance at each stage. Whether you're new to mortgage lending or seeking to deepen your understanding, this program offers a structured, hands-on approach to compliance requirements from initial outreach to loan origination.

Who Should Attend

This program is ideal for bankers new to mortgage lending or compliance and lending professionals seeking a structured refresher.

Program Overview: A Lifecycle Approach to Lending Compliance

Participants will follow the natural progression of a mortgage loan, beginning with consumer engagement and ending with origination. Each phase is supported by interactive exercises and real-world scenarios to reinforce learning and build confidence in applying compliance principles.

1. Pre-Application: Advertising, Marketing & Sales Practices

Explore how consumer outreach and promotional efforts must align with regulatory expectations.

• Referral Network
• Sponsored Events

2. Application Intake & Interviewing

Learn how to conduct compliant application interviews and gather necessary documentation while maintaining fairness and transparency.

• Fair Lending
• Request and Verification
• Income
• Assets
• Pricing

3. Loan Processing & Underwriting

Understand the critical compliance checkpoints during processing and underwriting, including credit evaluation, disclosures, and risk assessment.

• Appraisals
• Mitigating Factors & Exception to Policy
• Automated Underwriting

 4. Loan Origination

Finalize the loan with confidence, ensuring all compliance obligations are met before closing.

• Pre-closing Requirements
• Closing Documentation

Key Regulations 

Participants will be leaving with an understanding of:

• loan lifecycle
• Regulation B/Equal Credit Opportunity Act (ECOA)
• Fair Housing Act
• Fair Credit Reporting Act (FCRA)
• Home Mortgage Disclosure Act (HMDA)
• Unfair, Deceptive, or Abusive Acts or Practices (UDAP/UDAAP)
• RESPA Section 8 (Anti-Kickback Rule)
• Regulation Z/TILA/TRID/ATR 

Instructors

Mark Burnside, CRCM

Director | Forvis Mazars ProBank Education Services

Shaun Harms, CRCM

Principal/Consulting - Regulatory Compliance | Forvis Mazars

Continuing Education

CPE Certificate of Attendance available upon request.
Specialized Knowledge
8.5 per day or 34 credits available by attending entire school

American Bankers Association (ABA) Professional Certifications have been submitted for approval.

For More Information

Contact MBA at 573-636-8151.

Location

Courtyard by Marriott
610 Bolivar St.
Jefferson City, MO 65101
573-761-1400

Register

		Online
		Phone 573-636-8151
		Mail check payable to Missouri Bankers Association and form to: Missouri Bankers Association P.O. Box 57 Jefferson City, MO 65102

Registration Fees 

Space limited to the first 40 registrants.

• MBA Member Fees
  • $1,200 per person
• Nonmember Fee
  • $4,800 per person

The fees include the school program, instruction materials, lunches and breaks.  The cost of meals included in the school registration fee is $100. This information is provided for your bank’s tax records, in keeping with the IRS 50% deductible provisions under Section 274(n) of the Internal Revenue Code.

Schedule

8 a.m.	Registration
8:30 a.m.	Session
Noon	Lunch (provided)
1 p.m.	Session Resumes
4:45 p.m.	Adjournment

Cancellation/Refunds

• Full Refund -- on or before June 1, 2026
• $100 Cancellation Fee -- on or after June 2, 2026
• No Refunds -- after June 15, 2026

Substitutions are always permitted.

Hotel Reservations

The program will be held at the Courtyard by Marriott in Jefferson City. A room block has been reserved; the group rate is $169 per night. Reserve your reservation by calling 573-761-1400 or book online.

Disabilities & Dietary Restrictions

If you have any special requests, please contact MBA at 573-636-8151 for how we may best accommodate your needs. Please have all special requests submitted by June 10, 2026.

Image Use Policy

Registration or participation by an individual in attending Missouri Bankers Association events and activities constitutes an agreement by the attendee to the MBA’s use and distribution, both current and future, of the attendee’s name, image or voice in print, media, social media, photographs, videotapes, electronic reproductions, and audiotapes of, or reporting, such events, and activities and promoting MBA activities, services and programs. Attendees waive any right to inspect or approve the finished materials and MBA communications and publications and agree that all such images, pictures, video or audio recordings, and any reproduction thereof, shall remain the property of the MBA to use at its discretion. Consent is binding, perpetual and may not be revoked.