2025 IRA School 

Sept. 9-11 | Courtyard by Marriott, Columbia

School Details

Overview

The Secure Act affects two main topics: RMDs and death distributions. MBA’s 2025 IRA School will address these relevant changes. In addition, IRAs are one of the most complicated areas of bank personnel responsibility, and it is not possible to learn and understand everything. Continual education is necessary to ensure confidence. Working with IRAs is a process and must start with a strong foundation. This school can provide this foundation through a comprehensive curriculum.

A new feature for this year's school involves daily case studies where bankers will be divided into small groups for in-depth discussions to explore the topics covered.

Topics

Legislative Update: SECURE 2.0

  • Delaying the Effective Date
  • Requiring Beneficiaries to take Annual Distributions for the 10-year Option
  • Naming Multiple Beneficiaries Consisting of an Eligible Designated Beneficiary (EDB), Designated Beneficiary (DB) and Nonperson Beneficiary (including beneficiaries who may not be identifiable)
  • Providing Verification for Being an Eligible Designated Beneficiary
  • Removing the Hypothetical RMD

Plan Agreement 

Amendments

  • Required versus Suggested

Beneficiaries

  • Expanded Coverage

Contribution Rules
Transfers versus Rollovers
Rollovers: Direct versus Indirect
5498 Reporting Changes
Fiduciary Responsibility

Distributions: Pre-59 1/2 Exceptions
RMD’s: New Age 73 Rule
Beneficiaries Election

  • Options/Taxation/Reporting

Trust Beneficiaries
Roth IRA with Distributions
Conversions

  • Rules, Taxation and Reasons Why

Prohibited Transactions
Taxation

  • Deductible versus Nondeductible

Excess Contributions
Recharacterizations
SEP-IRA
SIMPLE-IRA
Self-Directed IRAs
Reporting Rules

  • 5498s and 1099-Rs

How to Correct

  • 5498s and 1099-Rs 

Health Savings Accounts

Who Should Attend

For new IRA and experienced staff, this program is the quickest, easiest and most comprehensive coverage of IRAs and HSAs. Days one to three of the school will cover new and current IRA material, and previous topics covered at the school will be expanded.

Materials for the School

Please bring these materials for the program; they will be part of the instruction.

  1. IRA vendor forms
  2. plan agreement
  3. contribution form
  4. distribution form
  5. transfer request
  6. direct rollover request
  7. rollover certification
  8. QCD age still 70.5
  9. waiver form
  10. beneficiary plan agreement
  11. beneficiary elections
  12. beneficiary contribution
  13. beneficiary distribution form
  14. RMD letter
  15. withholding reminder notice

About the Instructor

Matthew Dickinson has more than 20 years of experience in banking and retirement, and he has held many titles in his career. Dickinson has worked for companies such as Ascensus, Merril Lynch, Wells Fargo and Frandsen Bank and Trust. On a day-to-day basis, Dickinson helps financial institutions gain and maintain their knowledge base to manage their IRA portfolio. He works at a fast pace and can win clients and prospects over by how he operates, focusing on the consequences of not moving from the status quo. Dickinson wants to create a lifelong relationship with his customers and welcomes all questions and inquiries throughout the program.

Continuing Education

The MBA IRA School has been approved for 23.5 CISP, CRSP, CTFA credit. APPROVED NON-ABA CE search for training will appear as JM Consultants, LLC | 2025 IRA School.

For More Information

Contact the MBA Education Department at 573-636-8151 or email.

Location

Courtyard by Marriott
3301 Lemone Industrial Blvd.
Columbia, MO 65201
573-443-8000
Book Reservation

School participants should contact Courtyard by Marriott directly for hotel reservations at 573-443-8000. The special group rate of $109 plus tax, per room, per day, single or double occupancy is available. Be sure to state you are attending the Missouri Bankers Association IRA School. 

A block of rooms is reserved for this school until Aug. 25. The availability of rooms cannot be guaranteed after this date. Early reservations are encouraged.

Schedule

7:30 to 8:30 a.m.  Registration/Breakfast
8:30 a.m. to Noon  Session
Noon to 1 p.m. Lunch (provided)
1 to 4:45 p.m. Session 

Three Ways to Register

register icon    Online  
phone icon    Phone 573-636-8151 
mail icon    Mail check payable to Missouri Bankers Association and form to:
Missouri Bankers Association
P.O. Box 57
Jefferson City, MO 65102

Registration Fees

Registration fee includes instruction materials, as well as the costs of meals and breaks.

MBA Member Fees

  • Full School - $1,000 per person

Nonmember Fees

  • Full School - $4,000 per person

The cost of meals included in the school registration fee is $150. This information is provided for your bank’s tax records, in keeping with the IRS 50% deductible provisions under Section 274(n) of the Internal Revenue Code.

Refund Policy

Full refunds will be granted for cancellations received by MBA at least 10 days before the school date. After that date, an administrative fee of $10 per canceled registration will be retained. Cancellations will not be accepted five days before the school. Substitutions are always permitted.

Attire

Business casual is recommended for all sessions. Layered clothing is recommended for your comfort.

Special Requests

If you have any special requests, please contact MBA at 573-636-8151 or email by Sept. 1.