About the Workshop

The MBA Lending Compliance Workshop is designed for bankers who must ensure their bank’s compliance with federal and state laws and regulations affecting the lending function. The two-day workshop will cover federal issues on the first day and state laws and regulations on the second day. A comprehensive, plain-language resource manual for each day will enable you to take the facts back to the bank for future reference. These manuals are kept updated by the MBA as laws and regulations change.  

Topics

Day One — Federal Lending Compliance

Reg B — Equal Credit Opportunity

  • credit applications
  • prohibited basis of discrimination
  • adverse action notices
  • furnishing appraisal report

Reg Z — Truth-In-Lending

  • rescission
  • closed-end disclosure
  • advertising requirements
  • mortgage loan requirements

Flood Insurance Regulations

  • insurance requirements
  • notices and forms

Reg X — RESPA

  • coverage and exceptions
  • escrow account requirements
  • servicing requirements

Fair Credit Reporting Act

  • notice requirements
  • identity theft provisions
  • risked-based pricing

Fair Housing Act

  • recordkeeping
  • advertising requirements

Reg C — HMDA

  • recordkeeping requirements

Day Two — Missouri Lending Compliance

Lending Limits

Prohibited Discrimination

Usury Laws and Regulations

  • rates
  • fees and charges
  • methods of calculation 
  • collateral considerations

Future Advances

  • real property
  • motor vehicles

Lien Perfection

  • UCC-1
  • deeds of trust
  • titles 

Default Issues

  • right of setoff
  • foreclosure
  • repossession
  • cure notices 

Continuing Education

The 2026 MBA Lending Compliance Workshop has been submitted for CPE credit and ABA professional certification. Further information will be available soon.

Image Use Policy

Registration or participation by an individual in attending Missouri Bankers Association events and activities constitutes an agreement by the attendee to the MBA’s use and distribution, both current and future, of the attendee’s name, image or voice in print, media, social media, photographs, videotapes, electronic reproductions, and audiotapes of, or reporting, such events, and activities and promoting MBA activities, services and programs. Attendees waive any right to inspect or approve the finished materials and MBA communications and publications and agree that all such images, pictures, video or audio recordings, and any reproduction thereof, shall remain the property of the MBA to use at its discretion. Consent is binding, perpetual and may not be revoked.

For More Information

Contact the MBA Education Department at 573-636-8151 or email.

Register

register icon    Online             
phone icon    Phone 573-636-8151 
mail icon    Mail check payable to Missouri Bankers Association and form to:
Missouri Bankers Association
P.O. Box 57
Jefferson City, MO 65102

Registration Fees

Participants may register for one or both days of the workshop.

  • MBA Member Fees
    • One Day -- $295 per person
    • Both Days -- $555 per person
  •  Nonmember Fee
    • One Day -- $1,180 per person
    • Both Days -- $2,200 per person

Registration fees include the cost of workshop manual, refreshments and lunch. The cost of meals included in the registration fee for this meeting is $28.50 per person, per day. This information is provided for your bank’s tax records, in keeping with the IRS 50% deductible provisions under Section 274(n) of the Internal Revenue Code.

Schedule

8 a.m. Registration
8:30 a.m.  Program Begins 
Noon Lunch 
1 p.m.  Program Resumes 
4:30 p.m.  Adjournment 

Cancellation/Refunds

Full refunds will be granted for cancellations received by MBA at least 10 days before the workshop date. After that date, an administrative fee of $15 per canceled registration will be retained. Cancellations will not be accepted four days before the seminar. Substitutions are always permitted.

Hotel Information

Courtyard by Marriott
3301 LeMone Industrial Blvd.
Columbia, MO 65201
573-443-8000 
Workshop participants should book reservations online or contact the Courtyard by Marriott directly for reservations at 573-443-8000 and ask for the Missouri Bankers Association’s Lending Compliance room block rate of $109 plus tax, per room, per day. Single or double occupancy is available. A block of rooms is reserved for this meeting until Wednesday, Oct. 5. After the cut-off date, availability is not guaranteed, and room rates may revert to published rack rate. Early reservations are encouraged! 

Dietary Restrictions and Disabilities

If you have any dietary restrictions or any disabilities that require special assistance, contact Eric Lawson at 573-636-8151 and explain how we may best accommodate your needs.

Strunk Risk Manager