Lending Compliance Workshop

Wednesday and Thursday, Nov. 6-7 - Columbia

4 Ways to Register 

Online Registration
Phone 573-636-8151
  Fax Registration
Fax 573-634-2754
  Mail Registrations
Mail to:
PO Box 57
Jefferson City, MO
Print seminar brochure.

About the Workshop

The MBA Lending Compliance Workshop is designed for bankers who must ensure their bank’s compliance with federal and state laws and regulations affecting the lending function. The two-day workshop will cover federal issues on the first day and state laws and regulations on the second day. A comprehensive, plain-language resource manual for each day will enable you to take the facts back to the bank for future reference. These manuals are kept updated by the MBA as laws and regulations change. Exercises are used in the workshop to help participants apply the information they learn. An operations workshop devoted to federal and state laws and regulations is planned for spring 2020.


Day One - Federal Lending Compliance

Reg B - Equal Credit Opportunity

  • credit applications
  • adverse action notices
  • furnishing appraisal report
  • prohibited basis of discrimination

Reg Z -Truth-In-Lending

  • rescission
  • advertising
  • mortgage loan requirements
  • closed-end disclosure requirements

Flood Insurance Regulations

  • insurance requirements
  • notices and forms


  • coverage and exceptions
  • servicing requirements
  • escrow account requirements

Fair Housing Act

  • recordkeeping requirements
  • advertising

Reg C - HMDA

  • recordkeeping requirements

Fair Credit Reporting Act

  • notice requirements
  • identity theft provisions
  • risked-based pricing

Day Two - Missouri Lending Compliance

Lending Limits

Prohibited Discrimination

Usury Laws and Regulations

  • rates
  • methods and calculation considerations
  • fees and charges
  • collateral

Future Advances

  • real property
  • motor vehicles

Lien Perfection

  • UCC-1
  • titles
  • deeds of trust

Credit-related Insurance

  • rates
  • refunds

Default Issues

  • right of setoff
  • repossession
  • foreclosure
  • cure notices

Time Sales

Credit Cards

Continuing Education

This workshop has been submitted for CRCM credits.

For More Information

Contact the MBA Education Department at 573-636-8151 or email.

Dates and Location

Wednesday and Thursday, Nov. 6-7
Courtyard by Marriott
3301 Lemone Industrial Blvd.
Columbia, MO 65201

Hotel Information

All classes are held at Courtyard by Marriott, where a block of rooms has been reserved. Participants should contact the hotel directly at 573-443-8000 and ask for the Missouri Bankers Association’s Lending Compliance room block rate. 

A special group rate of $104 plus tax, per room, per day, single or double occupancy is available. The block of rooms is reserved until Monday, Oct. 7. After the cut-off date, availability is not guaranteed, and room rates may revert to published rack rate. Early reservations are encouraged.

Daily Schedule

7:30 a.m.  Breakfast 
8 a.m.  Registration 
8:30 a.m.  Program Begins 
Noon  Lunch (provided) 
1 p.m.  Program Resumes 
4:30 p.m.  Session Ends 

Registration Fees

Participants may register for one or both days of the workshop. The fee includes the cost of the workshop manual, breakfast, refreshments and lunch.

  • MBA Member Fees
    • One Day - $295 per person
    • Both Days - $555 per person
  • Nonmember Fee
    • One Day - $1,180 per person
    • Both Days - $2,220 per person

The cost of meals included in the registration fee for this meeting is $28.50 per person, per day.  This information is provided for your bank’s tax records, in keeping with the IRS 50% deductible provisions under Section 274(n) of the Internal Revenue Code.


Full refunds will be granted for cancellations received by MBA at least 10 days before the workshop date. After that date, an administrative fee of $15 per canceled registration will be retained. Cancellations will not be accepted four days before the workshop. Substitutions are always permitted.

Dress Attire

Casual wear is recommended for all sessions. Layered clothing is recommended for your comfort.


If you have any disabilities that require special assistance, contact Cindy Foltz at MBA at 573-636-8151 and explain how we may best accommodate your needs.