About the Workshop
The MBA Lending Compliance Workshop is designed for bankers who must ensure their bank’s compliance with federal and state laws and regulations affecting the lending function. The two-day workshop will cover federal issues on the first day and state laws and regulations on the second day. A comprehensive, plain-language resource manual for each day will enable you to take the facts back to the bank for future reference. These manuals are kept updated by the MBA as laws and regulations change.
Topics
Day One — Federal Lending Compliance
Reg B — Equal Credit Opportunity
- credit applications
- prohibited basis of discrimination
- adverse action notices
- furnishing appraisal report
Reg Z — Truth-In-Lending
- rescission
- closed-end disclosure
- advertising requirements
- mortgage loan requirements
Flood Insurance Regulations
- insurance requirements
- notices and forms
Reg X — RESPA
- coverage and exceptions
- escrow account requirements
- servicing requirements
Fair Credit Reporting Act
- notice requirements
- identity theft provisions
- risked-based pricing
Fair Housing Act
- recordkeeping
- advertising requirements
Reg C — HMDA
- recordkeeping requirements
Day Two — Missouri Lending Compliance
Lending Limits
Prohibited Discrimination
Usury Laws and Regulations
- rates
- fees and charges
- methods of calculation
- collateral considerations
Future Advances
- real property
- motor vehicles
Lien Perfection
- UCC-1
- deeds of trust
- titles
Default Issues
- right of setoff
- foreclosure
- repossession
- cure notices
Continuing Education
The Missouri Bankers Association is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State Boards of Accountancy have the final authority on the acceptance of individual course for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: nasbaregistry.org.
Program Objectives – The MBA Lending Compliance Workshop is designed for bankers who must ensure their bank’s compliance with federal and state laws and regulations affecting the lending function. A comprehensive, plain-language resource manual for federal and state regulations will enable participants to reference for future use.
Specialized Knowledge – 8 per day or 16 credits available by attending both days
Instructional Delivery Method: Group Live
American Bankers Association (ABA) Professional Certifications has approved Lending Compliance Workshop for: 14.5 CRCM credits. APPROVED NON-ABA CE search for training will appear as: Missouri Bankers Association | Lending Compliance Workshop 2025
Image Use Policy
Registration or participation by an individual in attending Missouri Bankers Association events and activities constitutes an agreement by the attendee to the MBA’s use and distribution, both current and future, of the attendee’s name, image or voice in print, media, social media, photographs, videotapes, electronic reproductions, and audiotapes of, or reporting, such events, and activities and promoting MBA activities, services and programs. Attendees waive any right to inspect or approve the finished materials and MBA communications and publications and agree that all such images, pictures, video or audio recordings, and any reproduction thereof, shall remain the property of the MBA to use at its discretion. Consent is binding, perpetual and may not be revoked.
For More Information
Contact the MBA Education Department at 573-636-8151 or email.