Lending Compliance Workshop

Wednesday and Thursday, Nov. 8-9
Courtyard by Marriott | Columbia

 

 

About the Workshop

The MBA Lending Compliance Workshop is designed for bankers who must ensure their bank’s compliance with federal and state laws and regulations affecting the lending function. The two-day workshop will cover federal issues on the first day and state laws and regulations on the second day. A comprehensive, plain-language resource manual for each day will enable you to take the facts back to the bank for future reference. These manuals are kept updated by the MBA as laws and regulations change.  

Topics

Day One - Federal Lending Compliance

Reg B - Equal Credit Opportunity

• credit applications
• prohibited basis of discrimination
• adverse action notices
• furnishing appraisal report

Reg Z -Truth-In-Lending

• rescission
• closed-end disclosure requirements
• advertising requirements
• mortgage loan requirements

Flood Insurance Regulations

• insurance requirements
• notices and forms

Reg X - RESPA

• coverage and exceptions
• escrow account requirements
• servicing requirements

Fair Credit Reporting Act

• notice requirements
• identity theft provisions
• risked-based pricing

Fair Housing Act

• recordkeeping requirements
• advertising requirements

Reg C - HMDA

• recordkeeping requirements

Day Two - Missouri Lending Compliance

Lending Limits

Prohibited Discrimination

Usury Laws and Regulations

• rates
• fees and charges
• methods of calculation 
• collateral considerations

Future Advances

• real property
• motor vehicles

Lien Perfection

• UCC-1
• deeds of trust
• titles 

Default Issues

• right of setoff
• foreclosure
• repossession
• cure notices 

Continuing Education

The Missouri Bankers Association is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State Boards of Accountancy have the final authority on the acceptance of individual course for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.nasbaregistry.org.

Program Objectives – The MBA Operations Compliance Workshop is designed for bankers who must ensure their bank’s compliance with federal and state laws and regulations affecting the operations function. A comprehensive, plain-language resource manual for federal and state regulations will enable participants to reference for future use.

Specialized Knowledge – 8 per day or 16 credits available by attending both days

Instructional Delivery Method: Group Live

American Bankers Association (ABA) Professional Certifications has approved the Lending Compliance Workshop for 15.5 CRCM credits for attending both days. APPROVED NON-ABA CE search for training will appear as Missouri Bankers Association | Lending Compliance Workshop.

For More Information

Contact the MBA Education Department at 573-636-8151 or email.

Four Ways to Register

		Online
		Phone 573-636-8151
		Fax 573-634-2754
		Mail check payable to Missouri Bankers Association and form to: Missouri Bankers Association P.O. Box 57 Jefferson City, MO 65102

Registration Fees

Participants may register for one or both days of the workshop.

• MBA Member Fees
  • One Day -- $295 per person
  • Both Days -- $555 per person
•  Nonmember Fee
  • One Day -- $1,180 per person
  • Both Days -- $2,200 per person

Registration fees include the cost of workshop manual, refreshments and lunch. The cost of meals included in the registration fee for this meeting is $28.50 per person, per day. This information is provided for your bank’s tax records, in keeping with the IRS 50% deductible provisions under Section 274(n) of the Internal Revenue Code.

Schedule

8 a.m.	Registration
8:30 a.m.	Program Begins
Noon	Lunch
1 p.m.	Program Resumes
4:30 p.m.	Adjournment

Cancellation/Refunds

Full refunds will be granted for cancellations received by MBA at least 10 days before the workshop date. After that date, an administrative fee of $15 per canceled registration will be retained. Cancellations will not be accepted four days before the seminar. Substitutions are always permitted.

Hotel Information

Courtyard by Marriott
3301 LeMone Industrial Blvd.
Columbia, MO 65201
573-443-8000 

Workshop participants should contact the Courtyard by Marriott directly for reservations at 573-443-8000 and ask for the Missouri Bankers Association’s Lending Compliance room block rate of $103 plus tax, per room, per day. The online reservation code is MBCC. Single or double
occupancy is available. A block of rooms is reserved for this meeting until Sunday, Oct. 8. After the cut-off date, availability is not guaranteed, and room rates may revert to published rack rate. Be sure to make room reservations before Oct. 8. Early reservations are encouraged! 

Disabilities

If you have any disabilities that require special assistance, contact MBA at 573-636-8151 and explain how we may best accommodate your needs.