Overview
Ratios, ratios and more ratios! What do they really mean? Many financial professionals, including bankers, use financial ratios on a regular basis. But do they always use the same ratios and, more importantly, do they always interpret the ratios in the same manner?
Attend this proactive webinar and learn a “five-step” analysis plan, including liquidity, activity, leverage, operating performance and cash flow analysis that will clarify and “unify” this often confusing financial subject. Upon completion of this webinar, the bank lender will be able to better negotiate with their business clients, as well as other financial professionals.
The session also will include a review of “spreading” a financial statement using specialized software in order to analyze key ratios.
Two case studies will be presented to illustrate the main concepts associated with key ratio analysis.
Key Topics
- use a “five-step” key ratio analysis plan to correctly calculate and interpret the financial condition of the business borrower
- discuss “negotiations” with business clients and other financial professionals using the key ratios
- case analysis: applying the concepts
Who Should Attend
commercial lenders, credit analysts, loan documentation specialists, branch managers, assistant branch managers, private bankers and business development officers
CPE Continuing Education
CPE will be granted to registered attendees upon request.
Specialized Knowledge – 6 credits
Instructional Delivery Method: Group Live
Prerequisites: Advance knowledge of bank practices.
Program Level: Advanced
Advanced Preparation: None
Presenter
David L. Osburn, MBA, CCRA
Osburn & Associates LLC
David is the founder of Osburn & Associates LLC, a business training and contract chief financial officer firm. His extensive professional background spanning more than 30 years include work as a business trainer/contract CFO and work as a bank commercial lender, including the position of vice president/senior banking officer. His banking credentials include loan underwriting, loan workout management and business development.
Osburn holds the professional designation of Certified Credit & Risk Analyst as granted by the National Association of Credit Management.
For More Information
Contact the MBA Education Department at 573-636-8151 or email.