This webinar will cover the basics of consumer lending, including the consumer loan function, marketing consumer loans and making consumer lending decisions based on the five C’s of credit- capacity, capital, collateral, conditions and character.
The attendee also will be exposed to loan structure, loan support and documentation issues and how they are an intricate part of the consumer lending process. An “auto loan,” “RV loan” and “home equity line of credit” will be used as examples throughout the session.
In addition, the basics of consumer loan compliance will be provided, including Reg B, Reg Z, TRID, BSA and Fair Credit Reporting.
The bank’s consumer lending function will be illustrated through “case studies.”
- learn about the basics of consumer lending
- explore marketing consumer loans
- gain an understanding of how banks make consumer lending decisions based on the five C’s of credit
- review the basics of consumer loan structure, support, documentation and compliance with an auto loan, RV loan and HELOC as examples
- apply consumer lending through “case studies”
Who Should Attend
consumer lenders, loan documentation specialists, private bankers, business development officers, branch managers, financial service representatives
David L. Osburn
Osburn & Associates, LLC
David Osburn is the founder of Osburn & Associates, LLC, a business training and contract CFO firm. His extensive professional background of more than 30 years include work as a business trainer/contract CFO and work as a bank commercial lender, including the position of vice president/senior banking officer. His banking credentials include loan underwriting, loan work-out, management and business development.
Osburn holds the professional designation of Certified Credit & Risk Analyst as granted by the National Association of Credit Management.
For More Information
Print Program Details
Contact the MBA Education Department at 573-636-8151 or email.