Overview

Are you ready to master the essentials of BSA compliance and gain practical tools to protect your institution? This two-day program provides the foundation for building and maintaining a strong, risk-based BSA/AML program — connecting the regulatory framework with real-world application.

The financial industry plays a vital role in protecting the integrity of the financial system by preventing money laundering, terrorist financing and other illicit activities. Compliance with the Bank Secrecy Act is more than just a regulatory requirement; it’s a critical responsibility for maintaining the safety and soundness of your institution.

Designed specifically for BSA officers, compliance professionals and team members, this comprehensive training will help you move beyond “checking the box.” You’ll explore not just what the law requires but why it matters — and how to apply those principles effectively in your daily operations.

Through interactive discussions, hands-on exercises, and real-world examples using resources such as the FFIEC BSA/AML examination Manual and 31 CFR Chapter X, this program will equip you with the tools and confidence to enhance your compliance program.

Each attendee will receive a Training Program Manual and a Resource Toolkit Manual packed with templates, examples and checklists that can be implemented immediately within their institution.

Agenda Highlights

  • History of Money Laundering and the Bank Secrecy Act
  • The Role of Today’s BSA Officer and Team
  • Maximizing BSA Tools and Resources
  • Understanding FinCEN and the Shift to Joint Agency Oversight
  • Common BSA/AML Violations and How to Minimize Risk
  • Conducting Effective BSA/AML Risk Assessments (Beyond Appendix J)
  • Building a Strong BSA/AML Compliance Program
  • Internal Controls
  • Independent Testing
  • Training
  • The BSA Compliance Officer Role
  • Customer Identification Program (CIP) Essentials
  • Recognizing and Responding to Red Flags
  • Customer Due Diligence and Beneficial Ownership
  • Reporting and Record-keeping: Best Practices and Common Challenges
  • Currency Transaction Reporting (CTR)
  • CTR Exemptions
  • Monetary Instrument Logs (MIL)
  • Funds Transfers
  • Suspicious Activity Reporting (SAR)
  • Office of Foreign Assets Control (OFAC) Compliance
  • Hot Topics and Emerging Trends in BSA/AML and Fraud Prevention
  • Record Retention Requirements
  • and much more

About the Instructor

Dianne Barton, Founder & President | Performance Solutions Inc.

Dianne leads PSI, a trusted consulting and training firm serving the financial industry for more than 40 years. She is known for delivering “real-world” compliance solutions and for helping institutions understand the “why” behind the regulations. Before founding PSI, Dianne held senior positions with Bank South Corporation, the Internal Revenue Service and the John H. Harland Company. She also serves on the faculty of numerous state banking associations and is a highly sought-after speaker across the country.

Kristin Harville, Senior Vice President and Chief Operations Officer | Performance Solutions, Inc.

Kristin is a seasoned compliance leader with extensive experience as a banker, examiner and consultant. She brings a practical, real-world approach to every session, helping professionals translate complex regulations into actionable strategies. Before joining PSI, Kristin led the compliance team for a $2.7 billion financial institution, overseeing BSA, compliance management systems, internal audit, technology implementation and enterprise risk management.

CPE Continuing Education

CPE will be granted to registered attendees upon request.
Specialized Knowledge – 12 credits
Instructional Delivery Method: Group Live presented online
Prerequisites: Basic knowledge of bank practices.
Program Level: Fundamental/Basic
Advanced Preparation: None

American Bankers Association (ABA) Professional Certifications has approved Bank Secrecy Act/Anti-Money Laundering for 15 CRCM, CAFP credit. APPROVED NON-ABA CE search for training will appear as Missouri Bankers Association | Bank Secrecy Act / Anti-Money Laundering

For More Information

Contact the MBA Education Department at 573-636-8151 or email.

Who Should Attend

This training is ideal for newly appointed BSA officers, BSA team members and compliance professionals seeking a refresher on the fundamentals. It’s also beneficial for analysts and other staff involved in the bank’s compliance program who want to deepen their understanding of BSA/AML obligations. 

Three Ways to Register

register icon    Online             
phone icon    Phone 573-636-8151 
mail icon    Mail check payable to Missouri Bankers Association and form to:
Missouri Bankers Association
P.O. Box 57
Jefferson City, MO 65102

Registration Fees

  • MBA Member Fees -- $600 per person
    • Each Additional -- $500 per person
  • Nonmember Fee -- $1,800 per person

Remember that this registration is per person only; multiple people in the same room attending the program is discouraged. The only exception is when all the registrants have enrolled separately and each registrant has paid their own individual registration fee.

Cancellation/Refunds

Full refunds will be granted for cancellations received by MBA at least 10 days before the seminar date. After that date, an administrative fee of $10 per canceled registration will be retained. Cancellations will not be accepted four days before the seminar. Substitutions are always permitted. 

For more information regarding refund, complaint and/or program cancellation policies, please contact Cheri Messerli at 573-636-8151.

Schedule

8:45 a.m. Sign In 
9 a.m.  Program Begins 
Noon  Lunch 
12:45 p.m.  Program Resumes 
4 p.m.  Adjournment 

Attendees will need internet access and a standard web browser to join this video and web conferencing. They will receive an email with a Zoom link to join the virtual meeting, handouts and any information within a week before the school.
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