Thursday, March 2 | Jefferson City

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Thank You to Our Generous Sponsors

Who Should Attend

This program is designed for the bank management team, ag lenders and their ag customers, and high school and college students interested in agriculture careers.

Schedule

Thursday, March 2

7 a.m.				Registration
8 a.m.				Credit Decisions in Uncomfortable Economic Times Dr. David Kohl, Professor Emeritus Virginia Tech High inflation, increasing interest rates and uncertain commodity prices are becoming a fact of life in the mid-2020s. The ever-present conflict in Europe and changes in geopolitical leadership and priorities often result in economics in extremes. We also must consider global weather patterns, uncertainty in trade and export markets as other factors that can quickly change a portfolio or a customer’s situation. This high energy session will discuss the aforementioned factors and their impact on domestic and global economics. Time-tested perspectives, tools and techniques will be interwoven that can proactively assist in your credit decision making process. Find answers to commonly asked questions about credit and financial decisions in the current environment.
9:45 a.m.				Break
10 a.m.				Profitable Ag Lending in 2023 and the Decade Tim Ohlde Country Banker Systems Learn how to take a more effective and efficient approach to balance sheets and income statements, focusing on the importance of properly defining/categorizing assets and liabilities. Comparing cost-to-market approaches will be covered as well as pointers on how to obtain full and accurate information from customers. Using trend analysis effectively to spot issues with credits is a key part of this discussion. This session will include a conference challenge that will engage participants from all ranges of lending experience for peer-to-peer knowledge and learning.
11 a.m.				Break
11:15 a.m.				What’s in Your Inflation Fighting Toolbox? Tim Ohlde Country Banker Systems Inflation is in the news every day and has certainly affected agriculture operating expenses and working capital. For many ag lenders, this is their first time in dealing with an inflationary environment. This is the time when the projected cash flow will be the key piece for analysis. Understanding the power and importance of this tool in today’s agricultural setting is critical. Communicating the results and analyzing the projected cash flow with customers across the portfolio is critical to improving, maintaining, and monitoring credit quality not only for 2023, but for the balance of the decade. There will also be a deep dive into working capital, working capital to expense ratio and an introduction to the dilution of working capital in an inflationary environment.
12:15 p.m.				Lunch  Jacob Stoehr Missouri Agricultural and Small Business Development Authority
1 p.m.				RCIU Presentation Trooper Austin Kings As a predominately rural state with a heavy focus on agriculture, Missouri experiences numerous rural crimes, which are constantly evolving. The Rural Crimes Investigation Unit works with numerous agencies to investigate, deter, track and prevent agricultural-related crimes. The presentation will discuss the RCIU, current crime trends and tips for protection from these crimes.
2 p.m.				Legislative Update Reps. Terry Thompson and Bill Owen
2:30 p.m.				The Total Town Makeover – Rethinking Business, Community and Home Andrew McCrea How does your organization or community stand out from others? Perhaps it looks like the rest, facing similar struggles and challenges. How could you change things? How do you perform a makeover? Andrew’s broadcast travels chronicle the “makeover” taking place in the nation’s top organizations and communities. What are they doing to stand out and thrive? How can you make it happen as well? Learn key steps you must take to complete the total makeover.
3:30 p.m.				Adjourn

Four Ways to Register

		Online
		Phone 573-636-8151
		Fax 573-634-2754
		Mail check payable to Missouri Bankers Association and form to: Missouri Bankers Association P.O. Box 57 Jefferson City, MO 65102

Registration Fees

• MBA Member Fees
  • Banker Fee -- $290 per person
  • Ag Guest Fee (customer of the bank)  -- $190 per person
• Nonmember Fee
  • $1,160 per person

The cost of lunch included in this registration fee for this seminar is $22.50 This information is provided for your bank’s tax records, in keeping with the IRS 50% deductible provisions under Section 274(n) of the Internal Revenue Code.

Location

Capitol Plaza Hotel
415 W. McCarty
Jefferson City, MO
573-635-1234 

Hotel Reservations

The seminar will be held at the Capitol Plaza Hotel in Jefferson City. Overnight accommodation is available at the Capitol Plaza Hotel or the Courtyard by Marriott hotel (located a half mile from the Capitol Plaza Hotel). 

Capitol Plaza Hotel
415 W. McCarty
Jefferson City, MO
573-635-1234
Room Rate: $109 plus tax, per room
Group Rate Cut-Off: Monday, Jan. 30

Courtyard by Marriott
610 Bolivar St.
Jefferson City, MO
573-761-1400
Room Rate: $128 plus tax, per room
Group Rate Cut-Off: Wednesday, Feb. 1 

Be sure to state you are attending the Missouri Bankers Association’s ag seminar. After the cut-off dates listed above, availability is not guaranteed, and room rates may revert to the published rate. Early reservations are encouraged!

Cancellation/Refunds

Full refunds will be granted for cancellations received by MBA at least 10 days before the seminar date. After that date, an administrative fee of $10 per canceled registration will be retained. Cancellations will not be accepted five days prior to the seminar. Substitutions are always permitted. 

Disabilities

If you have any disabilities that require special assistance, contact MBA at 573-636-8151 and explain how we may best accommodate your needs.

For More Information

Contact the MBA Education Department at 573-636-8151 or email.