2026 BSA/AML and Compliance Conferences

Wednesday, Sept. 16

2-6 p.m.

Registration
   
2:30 p.m. 

Joint Session With BSA/AML Conference

Regulatory Roundup: Updates on Regulation, Guidance and Policy

Moderator: Sepideh Rowland
Panelists:
  • Brian Hipp, FDIC
  • Andy Meyer, Missouri Division of Finance
  • Chris Saykes, Federal Reserve Bank of St. Louis
  • OCC Invited
   
3:30 p.m. Break 
   
3:45 p.m. 

Joint Session With BSA/AML Conference
Law Enforcement Panel

Moderator: Sepideh Rowland
Panelists:
  • Jessica Brest | DOJ – FBI Kansas City Division
  • John Schrock, Assistant Special Agent in Charge | Drug Enforcement Administration, Kansas City District Office
  • Mike Caswell, Special Agent of the Office of Intergovernmental and Legislative Affairs | U.S. Secret Service
  • Justin Bundy, Special Agent in Charge | FDIC Office of Inspector General, Kansas City

This law enforcement roundtable will provide insight into what is trending from an investigative perspective and how law enforcement is collaborating with the private sector.
   
4:45-6 p.m. 

Exhibit Showcase & Opening Night Reception  
   

Thursday, Sept. 17

7:45 a.m.

Registration & Exhibit Showcase Open
   
7:30 a.m. 

Breakfast 
   
8:15 a.m. 

Welcome & General Session

Debanking, Disparate Impact and Discouragement
Patti Joyner, CRCM, Founder | Financial Solutions
The CFPB and other regulators have been busy over the past year issuing rules and guidance related to several aspects of bank interactions with customers, as well as potential customers. How can banks walk the fine line trying to implement these expectations and revisions while still operating in a safe and sound and compliant manner? Patti Joyner will highlight some of the recent changes and issues for banks to consider in making any adjustments going forward. 
   
9:30 a.m.

Refreshment Break 
   
9:45 a.m. 

Compliance Exam Management

Rebekah F. Leonard, CRCM, Owner | Elucidate LLC
Regulatory priorities may shift, but compliance exams remain as important as ever. Learn how to prepare year-round by understanding examiner expectations, the FFIEC Interagency Consumer Compliance Rating System and the key principles that drive exam outcomes. Gain practical strategies to strengthen your Compliance Management System, anticipate risk-focused reviews and confidently navigate your next CRA, compliance or Fair Lending exam. 
   
11 a.m. 

Refreshment Break 
   
11:15 a.m. 

Missouri Division of Finance Update

Learn about “hot buttons” in exams, common violations, what the division sees happening with rule changes coming up over the next year or so, and recent or upcoming changes to state laws and regulations and exam coordination with federal agencies. 
   
12:15 p.m. 

Luncheon

Drawings for Exhibitor Prizes
   
1:15 p.m. 

Accuracy Matters! APY and APR

Rebekah F. Leonard, CRCM, Owner | Elucidate LLC
Disclosure errors happen, but inaccurate APY, APR or finance charge calculations can lead to compliance violations, restitution requirements and liability. Learn how to use the FFIEC’s free APY and APR calculators to verify disclosures, identify errors and determine when corrective action is needed. Gain practical guidance to confidently ensure accuracy and reduce compliance risk.
   
2:45 p.m. 

Refreshment Break 
   
3 p.m. 

Peer Group Sessions

breakout sessions by asset size

Gather with your peers to compare notes on issues facing your bank.
   
4 p.m. 

Section 1071 Rule Preparation

Patti Joyner, CRCM, Founder | Financial Solutions
At long last, the “final” small business data collection rule (1071 rule) has been issued, with a compliance date of Jan. 1, 2028. For banks that will be covered under the revised final rule, Patti Joyner will highlight the most important aspects for banks to be ready to start collecting and reporting the required data.
   

Friday, Sept. 18

7:15 a.m.

Breakfast 
   
8 a.m.

AI in Financial Services – Practical Strategies for Emerging Technology

Angela Murphy, Ph.D., Vice President of Marketing and Solutions | Pidgin

Angegla Murphy will focus on practical governance frameworks for fraud, risk and operational use cases that can be applied now to reduce false positives, increase approvals and address what “explainable” AI looks like to examiners. It is designed specifically for banking leaders who need clarity, not hype. Gain a practical understanding of how AI differs from existing tools and where it can safely and effectively be applied within regulated financial institutions. Murphy also will address the critical role of data quality, governance and human oversight, helping leaders evaluate opportunities through the lenses of risk, compliance and operational readiness. Participants will leave with a clear governance framework, concrete use cases and a leadership-level roadmap for responsibly exploring AI in their organization.

   
9:15 a.m. 

Refreshment Break 
   
9:30 a.m. 

Breakout Sessions with Regulators

Katie Ringwald | Federal Reserve Bank of St. Louis
Paulette Thorne, Supervisory Examiner | FDIC
OCC Invited
   
10:30 a.m. 

Refreshment Break 
   
10:45 a.m. 

Third-Party Risk Management

Patti Joyner, CRCM, Founder | Financial Solutions
Banks interact with numerous third parties every day, and the number of interactions and their complexities are ever-increasing. How can community banks keep up with examiner expectations for managing the risks associated with third parties, especially those that directly impact bank customers? Risk management for vendors is an ongoing process, from engagement to implementation to monitoring. Patti Joyner will provide some tips to assist with your bank’s third-party risk management programs, policies and practices.
   
11:45 a.m. 

Adjourn 
Strunk Risk Manager