2021 MBA BSA/AML Compliance Conferences

Schedule for BSA/AML and Compliance Conferences

The BSA/AML Conference begins at noon Tuesday, Sept. 21, and concludes at 4 p.m. Wednesday, Sept. 22.

The Compliance Conference begins at 2:30 p.m. Wednesday, Sept. 22, and concludes at 11:45 a.m. Friday, Sept. 24.

Tuesday, Sept. 21Wednesday, Sept. 22 (BSA/AML) • Wednesday, Sept. 22 (Compliance) • Thursday, Sept. 23Friday, Sept. 24

Tuesday, Sept. 21|BSA/AML Conference

Noon Registration Opens
   
1 p.m.

2021 Review on AML/CTF/Sanctions/Enforcement and Themes

John Byrne, Esq., CAMS
Executive Vice President, AML RightSource 

Tim White, CAMS
Special Advisor, AML RightSource

Many challenges continue to face AML professionals. As we begin our 2021 conference, John Byrne and Tim White address issues confronting bankers today, including the following. 
  • the 2021 AML legislation and practical impacts
  • the Beneficial Owner Registry
  • OFAC and sanctions – operational and compliance challenges
  • recent interagency guidance/statements
  • late-breaking news
   
2 p.m.

Fireside Chat: What is Happening in AML that Impacts Community Banks

John Byrne, Esq., CAMS
Executive Vice President, AML RightSource 

Lauren Kohr, CAMS-FCI, CFIRS 
Senior Director, AML – Americas
ACAMS

We ask Lauren Kohr about issues and topics being addressed by the Bank Secrecy Act Advisory Group (BSAAG) in 2020-21 that affect community banks, including the need to use the provisions in the new AML law on the sharing of resources and how to improve private-public partnerships.
   
2:45 p.m.

Human Trafficking Detection and the Need to Understand Financial Transactions

Sara Crowe
Strategic Initiatives Director, Financial Systems 
Polaris
(virtual)

Megan Lundstrom
Director of Research
The Avery Center
(virtual)

This session covers the recently released report by Polaris and The Avery Center on how two financial institutions, working with a human trafficking survivor, were able to develop five themes on how traffickers moved funds derived from their illicit activities. The panel will also address ways in which the financial sector can improve working with regional and national organizations dedicated to combatting human trafficking.
   
 3:45 p.m.

Banking Marijuana Related Businesses in Challenging Times

Sarah Beth Felix CAMS, M.F.S.
CEO & Founder | Palmera Consulting
Co-Founder | Hyper-S Research

Cori Wells, CAMS
Senior Vice President – BSA/AML Compliance Officer
First Federal Bank
Lake City, FL
(virtual)

This session will explain how to implement a cannabis program, focusing on lessons learned, examiner discussions and imperative steps to consider during the risk assessment and implementation process.
   
5 to 6 p.m. Reception

Wednesday, Sept. 22 |BSA/AML Conference

7:30 a.m. Breakfast
   
8:30 a.m.

SAR Review Committees: The Future for Effective Public/Private Partnerships

Moderator:  Lauren Kohr, CAMS-FCI, CFIRS 
Senior Director, AML – Americas
ACAMS 
Panelists:  Steve Gurdak 
Washington Baltimore HIDTA

Kyle Bateman
AUSA representing the Eastern District of Missouri
(virtual)

Ilissa M. Gould
Asset Forfeiture & Money Laundering Coordinator Office of Legal Programs
Executive Office for United States Attorneys
(virtual) 

SAR review teams bring together law enforcement from across a jurisdiction to proactively seek out criminal activity suggested in SAR narratives. This session will focus on how SAR review committees from across the country are proactively paving the way for improved cooperation and enhanced information sharing techniques between financial institutions and law enforcement. You will hear directly from SAR committee representatives on ways to partner with your local SAR committee to understand current financial crime trends, provide better SAR filings and get the “STRONG” SARs directly in the hands of law enforcement.  The SAR committee representatives also will discuss innovative solutions implemented in their jurisdiction to provide valuable feedback to financial institutions and provide a streamlined approach to address the age-old problem of why law enforcement isn’t looking at my SAR.
   
10 a.m.

Fireside Chat: Twenty Years Since 9/11: What Have We Learned?

John Byrne, Esq., CAMS
Executive Vice President, AML RightSource

Dennis Lormel, first Director of FBI’s TFOS
DML Associates

John and Dennis discuss the horrific acts of 9/11 and how both law enforcement and the AML community responded. 
   
10:30 a.m. 

Domestic Terrorism – The Financial Impact

Dennis Lormel, first Director of FBI’s TFOS
DML Associates

Zrinka Dilber
FBI - St. Louis

The attacks of January 6, 2021, on our nation’s capital, as well as the plethora of attacks in 2019-21, have now made domestic terrorism an issue for AML professionals. We will discuss red flags and changes in public policy that will impact SAR reporting and risk assessment.
   
11:30 a.m. Lunch 
   
12:30 p.m. 

Effectively Banking High-Risk Customers: The Nexus Between Customer Due Diligence, High-risk Customer Monitoring and Suspicious Activity Monitoring

Moderator:  Lauren Kohr, CAMS-FCI, CFIRS 
Senior Director, AML – Americas
ACAMS 
Panelists:  Sarah Beth Felix CAMS, M.F.S.
CEO & Founder | Palmera Consulting Co-Founder | Hyper-S Research

Patti Joyner, CRCM
Founder
Financial Solutions 

 

  • Enhance your suspicious activity monitoring, alert dispositions and high-risk customer monitoring by incorporating the applicable money laundering threats.
  • Understand the wide array of variables that should be considered when evaluating the risks of the customer or customer type and establish a contextual baseline of risk.
  • Create an effective nexus between your CDD/EDD, SAM alert dispositions and high-risk customer monitoring that leads to efficiency gains across functions.
  • Know key components every high-risk customer review should address.
   
1:45 p.m. 

Regulator Panel: Updates on Regulation, Guidance and Policy

Moderator:  John Byrne, Esq., CAMS
Executive Vice President, AML RightSource

Our regulatory partners will cover the key issues of the day, including examinations, new regulations, enforcement actions and what to expect in 2022.

   
3 p.m. 

Ask the Experts

Moderator:  John Byrne, Esq., CAMS
Executive Vice President, AML RightSource
Panelists:  Sarah Beth Felix CAMS, M.F.S.
CEO & Founder | Palmera Consulting Co-Founder | Hyper-S Research

Steve Gurdak 
Washington Baltimore HIDTA 

Patti Joyner, CRCM
Founder
Financial Solutions

Dennis Lormel, first Director of FBI’s TFOS
DML Associates

Lauren Kohr, CAMS-FCI, CFIRS 
Senior Director, AML – Americas
ACAMS

MBA will offer the attendees a unique opportunity to ask AML experts any question on compliance, policy or training. The panel will cover additional issues from the earlier sessions and other hot topics such as pandemic fraud, human trafficking, elder abuse and any late-breaking AML issues.

 
   
4 p.m. Adjourn

Wednesday, Sept. 22 |Compliance Conference

2:30 p.m. Registration Open
   
3 p.m. 

Ask the Experts

Moderator:  John Byrne, Esq., CAMS
Executive Vice President, AML RightSource
Panelists:  Sarah Beth Felix CAMS, M.F.S.
CEO & Founder | Palmera Consulting Co-Founder | Hyper-S Research

Steve Gurdak 
Washington Baltimore HIDTA 

Patti Joyner, CRCM
Founder
Financial Solutions

Dennis Lormel, first Director of FBI’s TFOS
DML Associates

Lauren Kohr, CAMS-FCI, CFIRS 
Senior Director, AML – Americas
ACAMS

MBA will offer the attendees a unique opportunity to ask AML experts any question on compliance, policy or training. The panel will cover additional issues from the earlier sessions and other hot topics such as pandemic fraud, human trafficking, elder abuse and any late-breaking AML issues.

   
4 to 5:30 p.m. Exhibit Showcase & Opening Night Reception

Thursday, Sept. 23 | Compliance Conference

7:45 a.m. Registration and Exhibit Showcase Open
   
7:45 a.m. Breakfast
   
8:45 a.m.

Mitigating UDAP and UDAAP Risks

Patti Joyner, CRCM
Founder
Financial Solutions

It’s considered one of the most challenging, subjective and “wild card” areas of compliance risk management. Does this have to be so unmanageable?? Patti will break it down and help you get comfortable with the various legal components defining unfair, deceptive and abusive. Learn how to identify, mitigate and manage UDAP and UDAAP risks to significantly enhance your compliance management program. We’ll focus on how operational expertise and personalizing compliance translates into success!
   
10:15 a.m.

Digital Transformation and Banking: Missouri Banks Riding the Wave of Fintech

Jackson Hataway, Executive Vice President
Missouri Bankers Association 

The pandemic escalated many forces in and outside of banking, but few have accelerated as quickly as digital services. Banks were forced to rapidly adapt as branches were shuttered and consumers moved their financial transactions online. Even our back-office operations were fundamentally changed as we introduced remote work technologies, new documentation platforms and more. In the background, fintech made equally rapid advances that banks need to have high on their strategic radars. MBA launched a Fintech Task Force right as the pandemic began with the goal of identifying new resources to support banks as they wrestled with fintech-driven decisions. This session will provide an overview of the incredible expansion of fintech, and the impact that’s having on banking services and industry forecasts. 
   
11:30 a.m.

Monitoring for Lending Compliance

Patti Joyner, CRCM
Founder
Financial Solutions

We are in an unprecedented time of heavy regulation and enforcement coupled with a unique post-pandemic period with a new presidential philosophy. Pressure has increased on regulatory agencies to demonstrate that they can not only monitor but also enforce the laws and regulations. Get ready to exhibit strong programs that monitor, identify and address compliance risk, programs that are agile and sustainable, not reliant solely upon manual processes. We’ll discuss tips to enhance our programs and demonstrate a history of success and continued desire for an effective program backed by strong commitment from senior leadership.
   
12:30 p.m.

Luncheon -- Drawings for Exhibitor Prizes

   
1:30 p.m.

Update from the Division of Finance

Joe Crider
Supervisor of Consumer Credit
Missouri Division of Finance
Jefferson City, Missouri 

At this session you will hear about “hot buttons” in exams, common violations, what the division sees happening with rule changes coming up over the next year or so, recent or upcoming changes to state laws and regulations, and exam coordination with federal agencies.
   
2:45 p.m. 

Third-Party Risk Management

Patti Joyner, CRCM
Founder
Financial Solutions

We’re familiar with the saying, “You can outsource the function, but you can never outsource the responsibility!” Patti will share effective methods to develop and implement risk-based policies and procedures to govern the outsourcing process without losing focus on overall compliance risk management. We must ensure each outsourced relationship supports our business requirements and strategic plans and is appropriate for the size and complexity of the bank. It’s critical to exhibit the bank has sufficient expertise to oversee and manage the relationship, implementing effective monitoring programs that prioritize activities based on the degree of risk and criticality of the services.   
   
4 to 5 p.m.

Peer Group Sessions

Gather with your peers to compare notes on issues facing your bank. Refreshments will be available! 

Friday, Sept. 24 | Compliance Conference

7:45 a.m. Breakfast 
   
8:15 a.m.

Washington Update

Joe Pigg
Senior Vice President & Senior Counsel
American Bankers Association
Washington, D.C.

The view from Washington – what are the recent legislative and regulatory developments that impact the banking industry? What might be next on the horizon?  Joe will bring us up to date on what’s happening on Capitol Hill and with the federal bank regulatory agencies and the Consumer Financial Protection Bureau.  
   
9:45 a.m.

Regulator Panel


A panel with representatives from the FDIC, OCC, and the Federal Reserve Bank of Kansas City will address compliance exams, regulator expectations, implementation of regulatory provisions, and other issues. 
   
10:45 a.m.

Compliance Takeaways

Bryan Bradley
Vice President
MBA Compliance Services

In this session, Bryan will discuss hot topics that have surfaced during compliance reviews and in bank compliance exams and give you some suggestions on areas to review when you get back to your bank.

   
11:45 a.m. Adjourn