Loan Structure, Documentation and Compliance Training:
A Comprehensive Approach

9 a.m. to 3 p.m. Wednesday, Oct. 13

4 Ways to Register

Online Registration
Online 

  Phone
Phone 573-636-8151
  Fax Registration
Fax 573-634-2754
  Mail Registrations
Mail to:
MBA 
PO Box 57
Jefferson City, MO
65102
Print Program Details

Overview

Attend this proactive webinar and receive a thorough overview of commercial lending requirements from a “loan” structure, documentation and compliance perspective. Basic “business” structure will be presented along with loan “structure” and loan “support.”

Additionally, “commercial” lending issues relative to loan documentation will be reviewed. “Loan pricing” and “monitoring” also will be covered, along with a review of current compliance issues.

The webinar will be summarized through a comprehensive case study.

Course Objectives

  • Review basic “business” structure: C Corporations to LLCs.
  • Explore the six elements of loan structure: loan purpose, sources of repayment, adequate amount, appropriate term, adequate support, framework for monitoring.
  • Summarize the four elements of loan support: collateral, guaranties, business loan agreements, subordination agreements.
  • Highlight “commercial” loan documentation issues, including promissory notes, security agreements and guaranties, along with the use of the BSA loan rating, collateral rating and C&I borrower rating matrices. 
  • Discuss loan pricing and monitoring issues.
  • Review current compliance issues: Equal Credit Opportunity Act (Reg B), Bank Secrecy Act (BSA), Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act and UCC Article 9.
  • Analyze comprehensive loan structure/documentation/compliance case study.

Who Should Attend

commercial lenders, credit analysts, loan documentation specialists, branch managers, assistant branch managers, private bankers, and business development officers

Presenter

David L. Osburn
Osburn & Associates, LLC

David Osburn is the founder of Osburn & Associates, LLC, a business training and contract CFO firm. His extensive professional background of more than 30 years includes work as a business
trainer/contract CFO and work as a bank commercial lender, including the position of vice president/senior banking officer. His banking credentials includes loan underwriting, loan work-out,
management and business development.

Osburn holds the professional designation of Certified Credit & Risk Analyst as granted by the National Association of Credit Management.

For More Information

Contact the MBA Education Department at 573-636-8151 or email.

Registration Fees

  • MBA Member - $325 per person
    • Fee includes presentation slides. Webinar recording not included.
  • Each Additional - $250 per person
    • Fee includes presentation slides. Webinar recording not included.
  • MBA Member All-Access Pass
    • Up to 5 registrations - $925
    • 6 or more registrations - $1,200
    • Fee includes webinar recording and presentation slides.
  • Nonmember Fee - $1,300

Schedule

8:45 a.m. Zoom Login
9 a.m.  Seminar Begins 
Noon Lunch 
12:30 p.m.  Seminar Resumes 
3 p.m.  Adjournment 

Cancellation/Refunds

Full refunds will be granted for cancellations received by MBA at least five days before the seminar date. After that date, an administrative fee of $10 per canceled registration will be retained. Cancellations will not be accepted two days before the seminar. Substitutions are always permitted.

CPE Continuing Education

CPE will be granted to registered attendees upon request.
Specialized Knowledge – 6 credits
Instructional Delivery Method: Group Live
presented online due to COVID-19
Prerequisites: Advance knowledge of bank practices.
Program Level: Advanced
Advanced Preparation: None

Virtual Live Format

Attendees will need internet access and a standard web browser to join this video and web conferencing. Attendees will receive an email with a link to join the virtual seminar, handouts and any additional information a few days before the event.

A personal Zoom account is not necessary. You will use the link, meeting ID and password we provide.

  • You can log in on a desktop computer, laptop or download the Zoom app on a smart device.
  • Internet access is needed.
  • Audio on computer or a phone line is needed.