About the Workshop
The MBA Lending Compliance Workshop is designed for bankers who must ensure their bank’s compliance with federal and state laws and regulations affecting the lending function. Attendees will have the opportunity to submit questions throughout the workshop. A federal and state lending manual will be provided to each attendee electronically.
Topics
Day One - Federal Lending Compliance
Reg B - Equal Credit Opportunity
- credit applications
- adverse action notices
- furnishing appraisal report
- prohibited basis of discrimination
Fair Credit Reporting Act
- notice requirements
- identity theft provisions
- risked-based pricing
Fair Housing Act
- recordkeeping requirements
- advertising
Reg C - HMDA
- recordkeeping requirements
Day Two - Federal Lending Compliance
Flood Insurance Regulations
- insurance requirements
- notices and forms
Reg Z -Truth-In-Lending
- rescission
- advertising
- mortgage loan requirements
- closed-end disclosure requirements
Reg X - RESPA
- coverage and exceptions
- servicing requirements
- escrow account requirements
Day Two - State Lending Compliance
Lending Limits
Prohibited Discrimination
Usury Laws and Regulations
- rates
- methods and calculation considerations
- fees and charges
- collateral
Future Advances
- real property
- motor vehicles
Lien Perfection
- UCC-1
- deeds of trust
- titles
Credit-related Insurance
Default Issues
- right of setoff
- repossession
- foreclosure
- cure notices
Faculty
Bryan Bradley
Vice President, Compliance Services
Missouri Bankers Association
Bryan Bradley, CRCM, is vice president of compliance services for MBA Bankers Service Corporation, an MBA subsidiary. He joined MBA in 2018 and provides compliance, BSA, fair lending and HMDA reviews for MBA members, in addition to developing compli-ance tools and templates. Bryan has more than 26 years of banking experience, specializing in consumer protection regula-tions. He has worked at banks of all sizes in eastern Missouri and Illinois, along with a stint as a consumer compliance examiner at the Federal Reserve Bank of St. Louis, and eight years as a senior consultant with a compliance consulting company. Bryan is a graduate of Truman State Uni-versity in Kirksville with a degree in accounting and the American Bankers Association’s Graduate School of Compliance Management.
Terri D. Thomas, JD
Executive Vice President, Director
Kansas Bankers Association Legal
Terri is the director of KBA’s legal department and manager of its subsidiary, Kansas Bankers Consulting Services LLC, both of which provide legal and compliance services to banks in Kansas and their branches in other states. Terri, who has worked in the banking industry for more than 40 years, has served as an adjunct professor at Washburn University School of Law in Topeka, Kansas, and the University of Kansas School of Law in Lawrence. She is a frequent seminar presenter for financial associations in the Midwest.
Robert (Bobby) Young, JD
Vice President
Kansas Bankers Association
Bobby is a vice president and staff attorney with KBA’s legal department and its consulting subsidiary, Kansas Bankers Consulting Services LLC, working in the area of HR and IT. He joined the KBA in 2015 after serving as a legal intern while attending Washburn University School of Law in Topeka, Kansas. He is licensed to practice law in the states of Missouri and Kansas. With nearly 15 years of employment and human resource experience in the nonprofit and small business arenas, he has a wealth of practical knowledge to support the Missouri and Kansas banking industry.
Continuing Education
The Missouri Bankers Association is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State Boards of Accountancy have the final authority on the acceptance of individual course for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website:
www.nasbaregistry.org.
Program Objectives – The MBA Operations Compliance Workshop is designed for bankers who must ensure their bank’s compliance with federal and state laws and regulations affecting the operations function. A comprehensive, plain-language resource manual for federal and state regulations will enable participants to reference for future use.
Specialized Knowledge – 11.5 credits available by attending both days
Instructional Delivery Method: Group Live presented online due to COVID-19
ABA Professional Certifications is dedicated to promoting the highest standards of performance and ethics within the financial services industry. American Bankers Association (ABA) Professional Certifications has approved Lending Compliance Workshop for:
- CRCM 8 CE credits for Federal Lending
- CRCM 4 CE credits for State Lending
ABA Professional Certifications is dedicated to promoting the highest standards of performance and ethics within the financial services industry. This statement is not an endorsement of this program or its sponsor.
For More Information
Contact the MBA Education Department at 573-636-8151 or email.