W.D. Richards, County Bank, BrunswickW. D. Richards

County Bank, Brunswick

After graduation from the University of Missouri in Columbia in May 1960, W. D. Richards and his wife, Cecilia, returned to the family farm outside of Keytesville with his father and grandfather. Before the summer was over, both his grandfather and father, who was just 48, passed away. 

In July 1969, Walter Riffle, president of Commerce Bank of Brunswick, asked W. D. to serve on the bank’s board of directors.
As a farmer, the first adjustment W. D. had to make after joining the board was to applaud when it was predicted interest rates were going to go higher! In his words, “Banks and farms do not run the same way. The 1980s were evidence of that.”

As a bank director serving the same bank for 50 years, W. D. has observed many changes in banking, but perhaps none more pronounced than the vast regulations now required to conduct business, including more paperwork, longer bank exams and longer board meetings. 

W. D. and Cecilia have been married for 59 years. They have two sons — Bill, who graduated from MU and currently manages the farm, and Ken, a doctor who lives and practices in Green City. He credits his wife and son for the success of their livestock and crop farming operation.

W. D. thanks Kal Cleavenger and County Bank for recognizing his 50 years of service.