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If you need more information and the forms to get started, read below.
How well does your bank screen its job applicants? Could you unknowingly hire someone who's been convicted of dishonesty, breach of trust, or money laundering? Having someone on your staff with that sort of background could result in fines (not to mention other negative consequences).
The FDIC issued FIL-46-2005 on June 1, 2005 to give guidance to financial institutions on developing an effective pre-employment background screening process. Banks can try to "turn over rocks" on their own or they can use third-party providers to assist in the process. In this case, the old saying - "you get what you pay for" - definitely applies, as some third-party providers offer extremely low-cost services that just scan some public records, or they search records that are not pertinent to the banking industry. We have a solution to help you.
Accudata Credit Systems is offering pre-employment screening services at a discount to members of the Missouri Bankers Association. Accudata has been providing credit reports and related services to financial institutions since 1926.
Accudata provides employers with the most complete and cost-effective nationwide source to conduct extensive background checks on prospective employees (and/or to conduct reviews on current employees). Their web-based data systems deliver your requests quickly with the convenience of having all services processed through one centralized facility located in Jefferson City, Missouri - you're not dealing with a huge faceless conglomerate on the other side of the country.
As a member of Accudata you will have a partner that will provide hands-on analysis and support to help you customize a screening process that meets your risk-based standards. This is achieved by building reports to your specifications instead of a "one size fits all" screening product that is often found with other services.
Accudata delivers an online one-stop solution for all your employment screening needs with the most competitive pricing in the industry without any hidden fees or extra monthly charges. An experienced client services team is well-equipped to provide assistance to your staff throughout the screening process.
To get started, listed below are links to access the documents that you will need to participate in this program.
MBA Members Agreement - this multi-page document contains the forms to complete as part of the agreement with Accudata Credit Systems. You can either print blank forms and complete them or use the "fill-in-the-blank" option on your computer and then print them. Return these forms to Accudata Credit Systems, LLC, 1002 Diamond Ridge, Suite 500, Jefferson City, MO 65109 ATTN: Kevin Thompson. If you have questions or to get a free sample report, call Kevin Thompson at Accudata at 1-800-475-6703 or 573-893-7500.
MBA Bankers Service Corporation Agreement - this one-page agreement outlines the role of MBA Bankers Service Corporation (a subsidiary of the MBA) with your bank. This form must be completed and returned to MBA Bankers Service Corporation, PO Box 1338, Jefferson City, MO 65102 ATTN: Carol Barnett or faxed to 573-634-2754.
Authorization Agreement for Direct Payments (ACH Debits) - this one-page form must be completed to set up the billing and payment for the services and also returned to the MBA Bankers Service Corporation at the address or fax listed above.
Below are links to optional forms that may assist you in using this service in your bank:
Background Check Authorization Form - The Fair Credit Reporting Act requires employers to obtain written authorization from job applicants (or current employees) before obtaining a consumer report for employment purposes. This type of form is provided for your reference (you may already have a similar form in use).
Background History Form - This form is to obtain the information necessary from the applicant to obtain a report from Accudata Credit Systems. This form does not contain the consumer's authorization.
Vendor Security Addendum - This form can be used by your bank with your third party vendors to ensure that the vendor's employees are screened.
If you have questions or to get pricing information, call Carol Barnett at the Missouri Bankers Association at 573-636-8151 or send an email.