The Missouri Bankers Association's legal and compliance departments work together to provide resources to give member banks the information they need to assure compliance with regulatory and legislative requirements. MBA members can have immediate access to this information by ordering these compliance tools and developing a compliance resource library at the bank.
COMING UP: Watch for more compliance tools - resource guides, templates, checklists, and more.
Click here to access the 2012 update to the Missouri Banking Laws and Regulations Book.
Click here to access the 2012 update to the Missouri Uniform Commercial Code Book.
MBA Compliance Force Subscribers receive a 10% discount on the compliance-related publications (marked with a *) listed below. Call Carol Barnett at the MBA at 573-636-8151 or email cbarnett@mobankers.com for more information.
Other non-compliance publications are developed on an as-needed basis.
*Federal Lending Compliance Workshop Manual
Contains information on Regs B, AA, O, U, Z, Fair Credit Reporting Act, RESPA, HMDA, Fair Housing Act, flood insurance, and appraisal regs. Looseleaf, in a three-ring binder.
Last Updated October 2012
Price: $165 Member Price, $300 Non-member Price
Updated yearly as necessary (Updates priced when available)
*Federal Operations Compliance Workshop Manual
Addresses compliance with Regs E, CC, D, DD, FDIC Insurance, Bank Secrecy Act, and security procedures. Looseleaf, in a three-ring binder.
Last Updated April 2013
Price: $165 Member Price; $300 Non-member Price
Updated yearly as necessary (Updates priced when available)
*Handling Garnishments and Tax Levies
A procedural manual designed to provide "safe harbors" when dealing with difficult, time-sensitive situations. The manual's appendix includes: a garnishment checklist, a restraint of funds chart, a sample Notice of Garnishment to the customer, and several other helpful features. Booklet format. Plans are to update this manual; MBA members will be notified when an updated version is available.
Published 2003 (in the process of being updated - MBA members will be notified when new version is available)
Price: $37 Member Price; $65 Non-member Price
*Missouri Banking Laws and Regulations - Click here to access the 2012 Updated Pages
A compilation of statutes and regulations pertinent to banking through 2012. Updated yearly. Looseleaf, in a three-ring binder.
Published 2012
Price: $42 Member Price; $75 Non-member Price
*Missouri Lending Compliance Workshop Manual
Focuses on Missouri laws and regulations affecting the lending process from application to payoff. Usury, default procedures, lien perfection, time sales and credit cards are among the topics covered. Looseleaf, in a three-ring binder.
Last Updated October 2012
Price: $150 Member Price; $285 Non-member Price
Updated yearly as necessary (Updates priced when available)
*Missouri Operations Compliance Workshop Manual
Deals with deposit accounts, checks, financial privacy, garnishments, unclaimed property, record retention, fees and charges and safe deposit boxes. Looseleaf, in a three-ring binder.
Last Updated April 2013
Price: $150 Member Price; $285 Non-member Price
Updated yearly as necessary (Updates priced when available)
*Missouri Uniform Commercial Code Text - Click here to access the 2012 Updated Pages
A complete presentation of Missouri's Uniform Commercial Code, updated through 2012. Updated yearly. Text only, 3-hole punched (no binder)
Published 2012
Price: $35 Member Price; $65 Non-member Price
No Weapons Signs
Businesses choosing to prohibit concealed guns on the premises are required to post signs in a conspicuous place. The signs must be at least 11" by 14" and contain lettering of at least 1". MBA has available door/window static stickers, plastic signs, and posters. Click here for an order form.
*Non-Judicial Foreclosure Manual
A manual outlining the foreclosure process in Missouri, including legal analysis, a brief overview of real estate environmental issues and a time line referencing the sequence of events in the non-judicial foreclosure process. Booklet format.
Published 1993
Price: $22 Member Price; $45 Non-member Price
*Ready Reference Cards
Fingertip guides providing immediate, accurate information on topics such as: loan categories, default notices, time sales, mobile home loans
Price: $15/each Member Price; $30/each Non-member Price
*Record Retention Guide
This guide incorporates requirements under Missouri state laws and regulations, plus record retention requirements of dozens of federal government agencies. The 322-page guide is printed as 3-hole punched text that you can insert in your own binder, or it can be purchased on a CD.
Published 2008 (schedule updated March, 2009)
Text Only: $175.00 Member Price; $350 Non-member Price
CD: $295.00 Member Price; $595.00 Non-member Price
*Safe Deposit Manual
A procedures manual covering types of rental, box rental and surrender procedures, deputy appointments, drilling procedures and how to comply with the Unclaimed Property Law. Booklet format.
Published 2002
Price: $26 Member Price; $48 Non-member Price
Security and Bank Secrecy Act Compliance Products
In association with Profit Protection, Inc., compliance manuals, DVDs, videotapes and a newsletter are available that cover bank security and Bank Secrecy Act topics. Prices vary. To order, call 1-800-390-6227. For more information, visit their web site at www.banksecurity.com.
Survival Spanish for Banking & Financial Services Pocket Reference Guide
This easy-to-understand guide is designed to help bankers communicate more clearly and conduct business with Spanish-speaking customers. The pocket-sized guide includes phonetic spellings for easy pronunciation and is divided into sections including tellers, customer identification, deposits, lending, plus other banking-related subjects and every-day terms. Click
here for a flier with more information. Booklet format.
Price: $11 Member Price; $20 Non-Member Price
These Laws Affect You
A summary of the legislation and its effects on banks passed during each individual year's session of the Missouri Legislature. Normally available in August. The most recent version (and some past years) are available at no charge online to MBA members in the Compliance section.
*Titling Accounts Manual
A manual containing recommendations and rules for creating, titling, monitoring and terminating various types of deposit accounts, including individual, joint, uniform transfers to minors and pay-on-death. Booklet format.
Published 2003 (in the process of being updated - MBA members will be notified when new version is available)
Price: $38 Member Price; $75 Non-Member Price
Ordering
Order with our online order system.
MBA Staff Contact Person: Carol Barnett, Senior Vice President, Compliance Services