In an effort to reduce check fraud among Missouri financial institutions, MBA officially sponsors the "Thumbprint Signature" program, based on a program developed by the Texas Bankers Association, and now used in 38 states.

Thumbprint Signature was developed after pilot programs proved successful in significantly lowering the losses accountable to check fraud by non-customers.

Banks participating in the program ask non-customers requesting to cash "on-us" checks to apply a thumbprint (using an inkless pad that leaves no mess) to the face of the check, in addition to examining the standard forms of identification. The thumbprint serves as positive id for use by law enforcement if the check is fraudulent. However, the primary purpose of this program is to serve as a deterrent.

Other than supplies, there is no cost to participate in the program. Discounted prices on the inkless pads are available to participants. Other supplies include door decals, teller window tent cards and statement stuffers.

For more information, click here to download a brochure about the program. Click here to access an order form with pricing information.

MBA Staff Contact Person: Chris Lepper