CDARS

 Promontory Interfinancial Network's CDARS® service is a versatile tool that can help financial institutions to:

• Attract valuable, large-dollar relationships by offering customers access to multi-million-dollar FDIC insurance on their CD investments
• Keep the full amount of deposits on balance sheet, or sell the excess for fee income
• Manage interest-rate risk
• Reduce collateralization costs
•  Purchase fixed- or floating-rate wholesale funding 

To learn more, please visit http://www.promnetwork.com/WhoWeServe/Banks/CDARS/default.aspx. 

ICS

 Promontory Interfinancial Network's ICSSM, or Insured Cash SweepSM, service is a low-cost, reciprocal deposit sweep service that:

• Enables banks to offer customers an interest-bearing savings product that earns money-market-deposit-account returns and is eligible for multi-million-dollar FDIC insurance
• Improves margins and asset liquidity by reducing ongoing collateralization requirements
• Offers true reciprocal funding
• Gives institutions the flexibility to set the rates they offer 

To learn more, please visit http://www.promnetwork.com/WhoWeServe/Banks/ICS/default.aspx.

 If you have any questions please contact Lance Caldwell, Regional Director at 866.776.6426 ext. 3487 or lcaldwell@promnetwork.com.